Rates current. Using government rates effective from 1 July 2025. Next scheduled update: 1 July 2026.
Historical calculator. The 4-level Home Care Package system was replaced by the Support at Home program on 1 July 2025. This calculator remains useful for people already receiving a package under the old system. If you are applying for home care support now, the Support at Home program applies. Read about Support at Home →
Home Care Package Budget Calculator
Select your package level and income to see your estimated budget and what services it covers. Takes less than a minute.
Based on Australian Government Home Care Package rates (effective July 2025).
1. Select your package level
Your ACAT assessment determines your level. If you are unsure, select the level that best matches your care needs.
2. Your annual income
Include all income sources: Age Pension, superannuation drawdowns, investment income. If you receive the full single Age Pension, select “$20,000 – $35,000”.
Compare All Package Levels
| Level | Annual subsidy | Basic daily fee | Net budget (est.) | Hours/week (est.) | Wait time |
|---|---|---|---|---|---|
| Level 1Basic | $10,588 | $4,581 | $6,007 | 1.5 hrs | 3–6 mths |
| Level 2Low-level | $18,622 | $4,581 | $14,041 | 3.6 hrs | 3–6 mths |
| Level 3Intermediate | $40,529 | $4,581 | $35,948 | 9.2 hrs | 12–18 mths |
| Level 4High-level | $61,440 | $4,581 | $56,859 | 14.6 hrs | 12–24 mths |
Net budget assumes no income-tested fee (income below $31,140/yr). Hours based on personal care rate of ~$75/hr. Actual hours depend on provider rates and service mix.
Want to learn more?
Our comprehensive guide explains Home Care Package levels, what services are covered, how to apply, and what to expect.
Read Home Care Packages Explained →